We'll Work to Find the Best Health Benefits for You
Count on Hagen Insurance to help you review your employee benefit procedures and communication materials for compliance with all federal and state legal mandates. Our advice is not a substitute for the advice of an attorney or accountant, but it can help you identify some easy-to-remedy areas. We can also help you prepare specialized employee communications, including a website, or a page on your current website, where employees can view and download their benefit booklets and forms. Contact our office via email for claims help and receive other benefit information. We can also conduct employee information meetings on your behalf.
Our office will provide you with Section 125 plan documents and review the administration of your current pre-tax health insurance premium plan. We can also consult with you in regard to setting up Section 125 plans for dependent care and unreimbursed medical expenses. We also provide active assistance for any employees with questions about their benefits or how their medical claims are handled. Our team can communicate directly with claims departments to ensure that claims are processed correctly and, if an employee has questions regarding the handling of a claim, we'll spare no effort to have the claim reprocessed correctly or help the employee understand why it was paid the way that it was.
You can count on us to also provide timely reports to your management team regarding cost trends and cost-containment measures. We will also provide you with renewal rates and specific alternative options at
least 45 -60 days prior to each renewal.
Group Health Insurance
The Alaska Bar Association's health plan through Premera Blue Cross Blue Shield of Alaska is currently the most popular choice among Alaska attorneys. The plan provides group coverage to firms of any size, from sole practitioners to some of Alaska's largest law firms. It also includes options for dental and vision hardware coverage for your convenience.
Long-Term Disability Insurance
Take advantage of the best available value in the country for long-term disability insurance for attorneys. This policy contains an "own occupation" definition of disability, meaning you can still receive benefits, even if you are able to perform other kinds of work. Also, unlike many other policies, the benefits of this plan are not off-set
by Social Security or workers' compensation earnings. Premiums are also much lower than those of comparable plans and this unique plan has currently been underwritten by Unimerica.
Long-Term Care Insurance
Long-term care insurance provides you with additional protection against the potentially catastrophic costs of nursing home or at-home care services. The Alaska Bar Association has negotiated special long-term care premiums through Premera Blue Cross Blue Shield of Alaska for bar members and their spouses, parents and parents-in-law.
Life Insurance Options
Life insurance coverage through the Alaska Bar Association's plan is also simple to obtain and an economical choice. Up to $300,000 of coverage is available without having a physical and the plan is available for bar members, their spouses and employees of Alaska law firms.
Contact our Anchorage
offices today to discuss what coverage options are currently available for you!