Implementing the Best Insurance Plan for Your Business
approaches your employee benefits and commercial insurance needs by understanding your specific goals, creating plans to meet those goals in the most cost-effective manner and implementing and maintaining those programs through negotiation with our network of insurers and providers, beneficial employee communications and management reporting. Not to mention, we will also actively intercede on behalf of our clients and their employees to assist with any claim problems or policy question they have.
Additional Insurance Services That We Provide
Hagen Insurance has been fortunate to act as a broker and consultant for some of Alaska's largest employers and associations. With the ongoing need to attract and retain high-level employees to area businesses, we feel that our team has the knowledge to help your company meet their insurance goals. In order to provide Alaska companies the employee benefit tools used by other national employers, we are also happy to provide:
Rigorous analysis of insurance costs, plan design options and funding alternatives
Compliance assistance with ERISA and state and federal mandates like COBRA
Cafeteria plan consultation
Workers' compensation risk
analysis to help reduce the occurrence of injuries and save on yearly premiums
Employee communication materials and systems
Effective and economical key person life and disability plans
Unparalleled assistance for employees with claims questions or concerns
Factors That Help Determine Your Premiums
Variations between companies and their size and market volatility make premium benchmarks imprudent. Age, health conditions and claims activity will all have an effect on your medical premiums and they also depend on a variety of other factors, including:
General liability could determine the number of patients who come through your door and their risk of slipping in your parking lot
Workers' compensation is commonly based on the frequency and severity of injuries sustained
Property coverage equates with the number of buildings or the extent of property that a company owns
Helping You Each Step of the Way
Our team can also provide property and casualty risk evaluation, aggressive marketing and unparalleled personal service. We offer plans from well-known industry leaders like Liberty Mutual, Umialik, Zurich and Foremost, and we also offer FREE consultations
at our Anchorage
offices or on location.
For any assistance, please feel free to contact Don Simmons, our commercial lines agent, or Pat Graika, our commercial lines associate, for help!
Hagen Insurance is a family and locally owned
insurance provider that has been in the business since 1991. We offerFREE consultations,personalized service,and we are alsomembers of our local Chamber of Commerce.
Because we are an independently owned and operated company, we offer more choices than your typical insurance agency. We can help you custom-tailor the perfect insurance package
to meet your needs.
Contact our team today in Anchorage
for any assistance that you require!